Koseki Takashi
   Department   Undergraduate School  , School of Business Administration
   Position   Professor
Language English
Publication Date 2014/06
Type Bulletin of Universities and Institutes
Title Technical Assistance for Delinquent Clients
Contribution Type Sole-authored
Journal Meiji Business Review
Publisher The Institute of Business Management, Meiji University
Volume, Issue, Page 61(3),pp.131-175
Details Intensive TA is supply-driven support for clients to improve their businesses. Clients eager to grow their businesses are likely to request TA services, while delinquent borrowers tend to hesitate in contacting the MDO servicing their loans. Since delinquent clients stand to benefit the most from intensive TA, it is important to provide them with this service.
In January 2012, the author and a MDO in Philadelphia, PA commenced a TA project, which provided delinquent loan clients with one-on-one consulting. 12 clients were randomly chosen as the treatment group. The indicators to assess the outcome are delinquency level and the amount of sales.
Thus far, four clients in the treatment group improved their situation after one year of consulting. Overall, the clients in the Treatment group are better-off than those in the Control group.
ISSN 0387-298X