コセキ　タカシ   Koseki Takashi   小関　隆志    所属   明治大学  経営学部    職種   専任教授
発表年月日	2013/04/05
発表テーマ	Technical Assistance for Delinquent Clients
会議名	Urban Affairs Association 43rd Annual Conference
主催者	Urban Affairs Association
発表形式	口頭（一般）
単独共同区分	単独
概要	In January 2012, the author and a MDO in Philadelphia, PA commenced a TA project, which provided delinquent loan clients with one-on-one consulting. 12 clients were randomly chosen as the treatment group. The indicators to assess the outcome are delinquency level and the amount of sales. Thus far, four clients in the treatment group improved their situation after one year of consulting. Overall, the clients in the Treatment group are better-off than those in the Control group.